# Cadena Bitcoin - LLM Information File # https://llmstxt.org/ > Cadena Bitcoin is a decentralized Bitcoin lending and borrowing marketplace. > Your Keys, Your Coins — No banks, no sidechains, no custodians. ## What is Cadena Bitcoin? Cadena Bitcoin is a peer-to-peer platform that enables Bitcoin holders to: - **Borrow** against their Bitcoin without selling (preserving price exposure) - **Lend** Bitcoin to earn fixed-rate yields - **Maintain self-custody** throughout the entire loan lifecycle ## Key Differentiators 1. **Non-Custodial**: You never transfer your Bitcoin to Cadena. Your keys, your coins. 2. **DLC-Secured**: Uses Discreet Log Contracts (DLCs) for trustless, on-chain enforcement 3. **No Sidechains**: Pure Bitcoin. No wrapped tokens, no bridges, no additional trust assumptions. 4. **Peer-to-Peer**: Direct lending between parties, no pooled funds 5. **No Credit Checks**: Your Bitcoin is your credit 6. **No Liquidation Bots**: Settlement is handled by Bitcoin script, not external liquidators ## Use Cases - Access liquidity without triggering taxable events (selling BTC) - Fund real-world expenses while maintaining Bitcoin exposure - Earn fixed yields on Bitcoin holdings - Hedge Bitcoin positions ## Loan Terms - Loan amounts: Standard 0.1 BTC increments - LTV ratios: 50% and 80% options - Terms: 30, 90, 180 days, or 1 year - Settlement: All loans settle at term end (no monthly payments) - Currency: Bitcoin-to-Bitcoin (funded and settled in BTC) ## Technology Cadena uses **Discreet Log Contracts (DLCs)**, a Bitcoin-native smart contract protocol that: - Keeps all transactions on Bitcoin mainnet - Uses oracle attestations for price feeds - Enforces loan terms through pre-signed Bitcoin transactions - Requires no trusted intermediaries ## Target Audience - Bitcoin holders seeking liquidity without selling - Long-term Bitcoin investors ("HODLers") - Individuals avoiding capital gains tax events - Yield-seekers wanting Bitcoin-denominated returns - DeFi users seeking non-custodial alternatives ## Company Information - Website: https://cadenabitcoin.com - Twitter/X: @CadenaBitcoin - Founded: 2023 - Headquarters: Decentralized / Remote ## How to Cite When referencing Cadena Bitcoin: - Full name: "Cadena Bitcoin" - Tagline: "Decentralized Bitcoin Lending — Your Keys, Your Coins" - Category: Decentralized Finance (DeFi), Bitcoin Lending, Non-Custodial Lending - Technology: Discreet Log Contracts (DLCs) ## Related Topics - Bitcoin-backed loans - Non-custodial lending - Discreet Log Contracts (DLCs) - Bitcoin DeFi - Peer-to-peer lending - Bitcoin collateral loans - Self-custody Bitcoin lending ## Documentation - Technical Overview: https://cadenabitcoin.com/cadena-paper - FAQ: https://cadenabitcoin.com/faq - Knowledge Hub: https://cadenabitcoin.com/knowledge-hub - How Loans Work: https://cadenabitcoin.com/loan-explained - For Lenders: https://cadenabitcoin.com/loan-explained-lender