Earn Fixed Returns
on Bitcoin
- Earn 10% APR fixed return.
- Guaranteed USD claim at maturity.
- No Bitcoin volatility exposure.
- Self-Enforcing DLC enforcement.
How It Works for Lenders
Fund the Loan
Provide Bitcoin to borrowers seeking liquidity. Your BTC is locked in a secure, non-custodial DLC smart contract.
Lock In Your Return
Your 10% APR is fixed from Day 1. You have a guaranteed claim on a fixed USD amount of Bitcoin at maturity.
Automatic Settlement
At maturity, the oracle reports the BTC price. You automatically receive your fixed USD claim in BTC. No action needed.
Lender Economics in Action
A real example showing exactly how you earn fixed returns with Bitcoin-backed lending.
Your Guaranteed Claim
$32,015
USD worth of Bitcoin at maturity (no matter the price)
What You Provide Today
You invest less today to lock in a 0.5 BTC claim at maturity. Your 10% return is built into the claim.
At Maturity (Guaranteed)
You receive a guaranteed claim on 0.50 000 000 BTC at settlement.
An oracle reports the BTC price. You get exactly 0.50 000 000 BTC in value, regardless of the market price.
Key insight: If Bitcoin crashes, you still get your 0.50 000 000 BTC claim. If Bitcoin moons, borrowers capture the upside. You have zero volatility exposure.
What You Get as a Lender
Fixed 10% APR
Your return is locked in from Day 1. No variable rates, no surprises. Earn exactly 10% per annum.
No Volatility Exposure
Your USD claim is fixed. Bitcoin can moon or crash—your $55k claim stays $55k worth of BTC.
Bitcoin-Backed Security
200% over-collateralization. Borrowers lock 1 BTC to borrow 0.5 BTC—you have significant protection.
Self-Enforcing Enforcement
DLC smart contracts enforce settlement automatically. No company custody, no trust needed. Code is law.
Fully Passive
Fund once, receive at maturity. No monitoring, no margin calls, no active management required.
Native Bitcoin Security
On-chain settlement. No wrapped tokens, no sidechains, no cross-chain risk. Pure Bitcoin security.
How Settlement Works
See how you always receive your fixed 0.50 000 000 BTC claim based on Bitcoin's price at maturity.
If BTC Doubles to $128,059
If BTC Rises to $96,044
If BTC Stays at $64,029
If BTC Falls 25% to $48,022
If BTC Crashes 50% to $32,015
Even in worst-case scenario, you receive your full $32,015 claim in BTC value.
Risk Disclosure
All lending carries risks. Key considerations for lenders:
- •Smart Contract Risk: DLCs depend on Bitcoin script and oracle attestations. Potential bugs could affect settlement.
- •Oracle Risk: Settlement relies on price feeds. Oracle failure or manipulation could theoretically affect claims.
- •Bitcoin Crash Risk: If BTC crashes significantly, you receive your full claim in BTC, but that BTC is worth less in fiat terms.
- •Opportunity Cost: You forgo potential BTC appreciation. You earn 10% in USD terms but miss upside if BTC rallies significantly.
Disclaimer: Past performance is not indicative of future results. This is not financial advice. Only lend Bitcoin you can afford to lose. Consult a financial advisor before making investment decisions.
Frequently Asked Questions
Common questions from potential Bitcoin lenders.
Ready to Earn Bitcoin-Backed Yield?
Lock in 10% APR returns with DLC-secured lending. Fixed, predictable, self-enforcing.
Start Lending TodayQuestions? Read our FAQ or contact us.
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